You qualify for an IDA if:

  • You are an Oregon resident
  • You are at least 12 years old
  • You have a household income below the IDA Income Limits by county and family size (see below for chart)
  • You have a Net Worth of less than $20,000
  • You can save regularly (plan on at least $25 a month for a minimum of 6 months)
  • You are willing to complete financial education classes and gain skills