Website: https://neoedd.org/regional-planning/individual-development-account/

Contact: Lisa Dawson, 541 426 3598, lisadawson@neoedd.org
For Spanish, contact Sara Miller, 541 426 3598, saramiller@neoedd.org

Communities served: We prioritize serving residents of Baker County who want to start or improve a business. We also serve Union and Wallowa Counties.

Eligibility criteria: See “Am I Eligible?” for general eligibility requirements. Individuals are limited to two IDAs in their lifetime within the CASA network.
¿Cómo califico para una cuenta IDA con NEOEDD?
Debe vivir en uno de los condados de Union, Baker o Wallowa; tener al menos 12 años de edad, y poder abrir una cuenta bancaria. El patrimonio neto del hogar debe ser igual o menor a $20,000 (sin incluir casa, vehículo, ni $120,000 de ahorro para el retiro). Usted debe tener ingresos, y comprobar que el ingreso familiar es igual o menor de lo indicado en la tabla de Calificación de Ingreso por Hogar. Si va a ahorrar para iniciar un negocio, es útil tener concepto del negocio y una idea de en lo que le gustaría gastar sus fondos IDA.

Application process: Starting October 2025, applicants will be selected by lottery. If you meet initial eligibility criteria (must be a resident of Union, Baker or Wallowa county and meet income and net worth guidelines), enter the lottery via the lottery entry questionnaire link on our website or by requesting a paper entry form. One entry puts you in the lottery for the remainder of the program year. We will pull names in November and January based on funds availability. We will email you if/when you are selected by the lottery and invite you to complete the full application process and pay the $25 application fee. After selection by lottery, funds will be allocated on a first-come, first-served basis to those who complete the application process. Names will remain in the lottery pool until all the funds have been allocated for the year. Funding is limited and if all funds are allocated in the November lottery, no lottery will be held in January.

Average number of IDAs opened each year, in the 3 most recent years: 11-15

Maximum match per asset: $10,000