The Oregon IDA (Individual Development Account) Initiative brings state resources to support financial stability and wealth building among Oregonians with lower incomes, working to ensure an equitable and statewide impact in communities historically and systemically excluded from economic opportunities.
Donors to the Oregon IDA Initiative can receive 90% of their donation back as an Oregon State Tax Credit, and the remaining 10% as a Federal Charitable Deduction.
Donating to the Oregon IDA is a win-win, advancing community prosperity, and providing advantageous tax benefits. With the resources community donations provide, we can ensure that every Oregonian finds the safety of a home, the promise of education, or the opportunity to see their business flourish.
2025 Tax Credits Are No Longer Available
Tax Credits are no longer available for the 2025 Tax Year. If you are interested in information about 2026 tax credits when they become available, please use the button above to subscribe to email updates.
Additional Information
Stock Donations
Nearly your entire donation is returned to you in Oregon State tax credits (90%) to offset your tax liability. For many IDA donors, their gift of stock leads to personal financial gain in addition to their community-changing gift.
Our Stock Donation Benefit Estimator tool can help show you how much you could save by giving appreciated stock to the Oregon IDA Initiative.
Use the Stock Benefit Calculator
Frequently Asked Questions
How does the tax credit work?
The Oregon IDA Initiative is partially funded by the Oregon IDA Tax Credit.
Oregon contributors may receive up to a 90% tax credit on their Oregon state returns for contributions made. This means the Initiative gets $1 of investment for every 90 cents or less in tax credits. As a donor, this tax credit can be used to offset your Oregon personal income tax liability.
What is my tax credit rate?
For contributions by check, wire transfer, or donations of stock/mutual funds, your tax credit rate is 90%. Credit card contributions will also be at 90% as we absorb credit card processing fees to encourage donations that minimize paper handling.
What else do I need to know?
Please talk to your tax advisor about the particular impacts of the Oregon IDA tax credit on your situation.
We strongly encourage you to consult with your CPA or tax advisor about any specific questions as we are unable to give tax advice.
Contact Us
If you have additional questions or need support in making your donation, please email or call us (503-226-3001 Ext. 1).